Liquiditas Introduces Extended Payment Terms Capability Within Its Supply Chain Finance Platform

Liquiditas has introduced an Extended Payments capability within its supply chain finance platform, enabling buyers to lengthen payment timelines while maintaining predictable liquidity for suppliers.

The new capability allows companies to formally extend payment terms without transferring liquidity pressure downstream. Suppliers can still access early payment through the platform, while buyers gain additional flexibility in managing cash outflows in a structured and transparent way.

Extended Payments are delivered as part of Liquiditas’ broader platform architecture, integrating directly with existing supply chain finance programs such as reverse factoring and invoice financing. This ensures that extended terms are not implemented in isolation, but supported by funding access, onboarding workflows, and real-time visibility across all participating parties.

This capability will allow the buyers to support working capital optimisation without introducing operational friction and amending the already arranged payment terms with their suppliers. Payment schedules, supplier participation, and funding parameters can be configured at program level, allowing finance and procurement teams to align payment strategy with commercial realities and regulatory expectations.

For suppliers, the early payment access will still be accessible, preserving cash flow predictability despite longer contractual timelines. This approach reduces reliance on external short-term borrowing and helps stabilise supplier operations during periods of tighter liquidity.

The capability also includes built-in controls for reporting, compliance, and performance monitoring, allowing companies to track uptake, funding utilisation, and payment behavior across supplier segments and regions.

“As payment terms come under increasing scrutiny from both regulators and supply chain partners, companies need structured mechanisms to manage extension responsibly,” said Kristina Cvetanov, COO and CFO of Liquiditas. “Extended Payment Terms only work when they are backed by accessible liquidity and operational clarity. This capability was designed with that balance in mind.”

The Extended Payment Terms capability is already live within the Liquiditas platform and is suitable for companies operating complex, multi-supplier supply chains where payment timing plays a critical role in financial stability.

Liquiditas continues to expand its platform around practical payment use cases, focusing on predictable liquidity, coordinated execution, and long-term supply chain resilience.

About Liquiditas

Liquiditas is a Malta-licensed FinTech company providing digital Supply Chain Finance solutions across Europe – helping companies unlock liquidity and optimise working capital. The company is part of Hut4 Capital, a Private Investment Group, with a robust IT background dating back to 1999.