VACAVILLE, Calif. — Stacey Solutions, powered by Xpert Home Lending, Inc NMLS 2179191., announced that founder Tim Stacey (NMLS #2041923) has been recognized by the National Association of Mortgage Brokers (NAMB) as a Mortgage Broker of the Year honoree for 2024 and again for 2025.
The recognition places Stacey among NAMB’s award recipients nationwide and reflects professional performance within the mortgage broker channel. NAMB Recognition Awards are presented in connection with NAMB’s annual conference and include categories recognizing individual mortgage professionals and industry partners. Tim Stacey appears on NAMB’s Broker of the Year roster in NAMB-published Recognition materials. https://namb.org/resources/awards/
What the recognition means for local California borrowers
Awards are not loan approvals and they do not change underwriting requirements. But for many buyers and homeowners, third-party recognition can be a helpful trust signal when choosing who to work with on a financial decision that can affect their household for years.
Stacey Solutions serves homebuyers and homeowners across Solano County and beyond, including Vacaville, Fairfield, Suisun City, and Dixon. The firm also works with borrowers throughout Northern California and across the state of California, including families relocating for military service or career changes.
“Home financing should feel clear, safe, and well-explained,” said Tim Stacey. “People deserve straight answers, a real plan, and a professional who treats the process with the seriousness it requires. This recognition is meaningful because it reflects the trust clients and partners place in my work.”
A broker-first approach designed for comparison and clarity
A mortgage broker is not the lender. Instead, a broker helps borrowers compare mortgage options from different lenders and find a loan structure aligned with the borrower’s goals and eligibility. Some borrowers prefer working directly with a single lender. Others value the broker model because it supports comparison across multiple lenders and programs.
Stacey Solutions operates through the wholesale mortgage channel and focuses on education-forward guidance. That means borrowers can expect clear explanations of documents, timelines, and tradeoffs, and not pressure to choose a product before they understand it.
Serving veterans and military families responsibly.
Stacey Solutions works with veterans and active-duty service members, including those connected to Travis Air Force Base and surrounding communities in Solano County.
The U.S. Department of Veterans Affairs has repeatedly emphasized that it does not send solicitations for its loan program and does not endorse or sponsor any particular lender. Stacey Solutions follows a compliance-forward approach intended to avoid any implication of government endorsement or affiliation.
VA-backed loans may offer benefits for eligible borrowers. For example, VA’s public materials note that VA does not require a down payment and that the program does not require monthly mortgage insurance, while also noting that lenders may require down payments for some borrowers. Borrowers may also need to pay a one-time VA funding fee and other closing costs.
Because eligibility and terms vary, Stacey Solutions emphasizes “explain first, decide second.” Every loan remains subject to borrower eligibility, credit approval, and underwriting.
Service area and local commitment
Stacey Solutions is based in Vacaville and serves clients in:
– Solano County
– Fairfield
– Vacaville
– Suisun City
– Dixon
– Northern California
– California (statewide)
The firm’s stated mission is to help families make informed decisions that support long-term stability through responsible homeownership.
Visit Stacey Solutions at: https://staceysolutions.net
Licensing and disclosures
Stacey Solutions is powered by Xpert Home Lending, Inc.
Tim Stacey — NMLS #2041923
Xpert Home Lending, Inc. — NMLS #2179191
Equal Housing Opportunity.
Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency.
All loans are subject to borrower eligibility, credit approval, and underwriting.
Media Contact
Tim Stacey
Stacey Solutions (powered by Xpert Home Lending, Inc.)
Vacaville, CA
Phone: (707) 290-2899
Email: tim@staceysolutions.net
